If you are looking to purchase a home and want to know how much you can afford, I can help you with that! I specialize in mortgage pre-approvals, which are vital in defining your financial strategy for buying a home. With a pre-approval, we can determine the mortgage amount you can qualify for, the required down payment, and your overall affordability.

I also provide advice on the necessary documents needed for a conditional approval. This will help streamline the approval process and ensure that you are prepared with all the necessary paperwork.

A pre-approval is your first step towards getting approved for a mortgage. It allows you to find out the amount you can borrow from a lender based on your current financial situation. It also helps identify any obstacles you may face in qualifying for a mortgage early on, allowing you to address them in advance.

The duration of a pre-approval typically varies depending on the lender and your credit standing. It can last anywhere from 60 to 120 days. Some lenders even offer the option to lock in the interest rate during this period, protecting you from any potential rise in rates.

In Canada, we have access to the most advanced tools and technologies that help reduce errors, improve efficiencies, and save you time throughout the pre-approval process. These tools make it easier for us to provide you with accurate and reliable information.

If you're curious about what you're qualified for, our quick pre-qualification tools can give you a general idea. While this is not a formal pre-approval, it can help you understand your financial standing and narrow down your home search.

Overall, obtaining a mortgage pre-approval is an important step in the home buying process. It helps you determine your budget, allows you to make informed decisions, and gives you a competitive edge when making an offer on a home. Contact me today to start the pre-approval process and take the first step towards your dream home!