Are you a self-employed individual in need of a mortgage? Look no further! We offer low rates and excellent mortgage options specifically designed for self-employed individuals like yourself.

One of the key advantages of our mortgage solutions is fast approval, even if you have previously been declined by other lenders. We understand the unique challenges self-employed individuals face when it comes to mortgage approval, and we are here to help.

Our mortgage options take into consideration your reduced taxable income due to claimed expenses. We understand that as a self-employed individual, you have legitimate expenses that impact your qualifying income. Our Stated Income mortgage option is particularly useful for those who have significant expenses that affect their qualifying income.

If you receive dividend or investment income, we also accept those as a stable source of income. However, we do require proof and stability of these income sources. This ensures that we have all the necessary documentation to provide you with the best mortgage options.

To apply for a mortgage, we require several documents. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents help us determine your eligibility and ensure a smooth approval process.

When you choose us, you have access to top Canadian lenders. We have partnerships with large banks, mortgage finance companies, credit unions, and alternative financiers. All of these partners accept reasonable income estimates, making it easier for you to get the mortgage you need.

If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. We understand that your income and financial situation may be unique, and we are committed to finding a mortgage solution that works for you.

So why wait? Give us a call today to explore our mortgage options for self-employed individuals. We are here to answer any questions you may have and guide you through the application process.