When renewing your mortgage, it is important to assess your current lender rates and terms with the help of a professional to avoid sticking with them out of convenience. Consider evaluating life changes affecting your finances and explore options such as debt consolidation, home equity use, and refinancing for paying down the mortgage faster or leveraging home equity. It is crucial to avoid signing renewal forms without questioning to secure the best rate and benefit from multiple lenders competing for the best rate. Utilize the top lenders in Canada for guidance and renewal options, and access innovative tools for streamlined processes and optimal choices.