First Time Home Buyers

If you are considering purchasing your first property, we can help make the transition from renting to owning seamless. Our team of experts will handle all the financial details to quickly find your perfect property. We take an education-focused approach and provide clear next steps to guide you through the process. Our easy-to-use online application kick-starts the process accurately and our tools and guidance streamline document submission. We also offer detailed assessments to help with budget planning and understand associated costs such as closing costs and adjustment costs. We can explain how homebuyer incentive programs work and determine the amount of down payment you will need, what you can afford, and what your monthly payments will be. We will design a custom-tailored mortgage product to meet your needs, provide mortgage pre-approval, and secure the best rate. Even if you don't qualify at your bank, we have access to all of Canada's top lenders including large banks, mortgage finance companies, credit unions, and alternative financers. Additionally, we provide access to the most innovative tools in Canada to reduce errors, improve efficiencies, and save you time.

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Before starting the search for your dream home, it is crucial to get pre-approved for a mortgage and secure your interest rate. Pre-approval not only saves time but also helps determine the purchase price you can afford. After obtaining pre-approval, I will assist in calculating the amount of money you can borrow from a lender and tailor a mortgage solution that suits your specific needs. Additionally, I will ensure that you lock in the best interest rate possible to provide rate assurance. With a fast pre-approval process in place, you can confidently shop for properties knowing that the approval process will be expedited.

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First time buyer or refinancing? Call for a free quote!

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