First Time Home Buyers

If you are considering buying your first property, we can make the transition from renting to owning a seamless process. Our team of experts will handle all the financial details, ensuring that you quickly find your perfect property. We take an education-focused approach and provide clear next steps, along with an easy-to-use online application that accurately kick-starts the process. Our tools and guidance streamline document submission, while detailed assessments help with budget planning and associated costs, including closing costs and adjustment costs. We will help you understand how homebuyer incentive programs work and determine the down payment amount, affordability, and monthly payments. We will design a custom-tailored mortgage product, provide mortgage pre-approval, and lock in the best rate. Additionally, we have access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, so we can submit your application to other lenders if you don't qualify at your bank. Finally, our innovative tools will reduce errors, improve efficiencies, and save you time.

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Before you start looking for your dream home, it is important to get pre-approved for a mortgage and secure a locked-in interest rate. Pre-approval is a crucial step that can save you time and help determine the purchase price of your desired property. By taking it a step further, I will calculate how much you can borrow from a lender and create a personalized mortgage product that suits your needs. This will also ensure that you get the best interest rate available, giving you rate assurance. The fast pre-approval process will expedite the overall approval process, allowing you to confidently shop for properties.

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First time buyer or refinancing? Call for a free quote!

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