Mortgages for newcomers in Canada are available to help them understand the real estate market and associated costs. This includes educating them about closing costs and adjustment costs. Instead of paying rent, newcomers have the opportunity to build equity by purchasing a home, benefiting from their employment and credit sources. We assist newcomers in finding the best rates and mortgage options, including for higher loan amounts with at least a 20% down payment saved. We also provide flexibility on down payment, allowing as little as 5% down. Additionally, we explain homebuyer incentive programs and down payment assistance options. We have access to Canada's top lenders, ensuring that we can find a mortgage solution that fits the specific needs of each newcomer, even if they don't qualify at their bank due to limited credit or employment history. We provide innovative tools to make the first-time home buying experience efficient and successful.