Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been previously declined, we can still provide you with a mortgage. Our self-employed mortgage options take into consideration reduced taxable income due to claimed expenses. Our Stated Income mortgage is particularly beneficial for those whose qualifying income is impacted by expenses. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. Additionally, we have tailored options available for Business For Self (BFS) borrowers. For more information, please give us a call.

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