Self Employed

We offer excellent mortgage options with low rates specifically for self-employed individuals. Our fast mortgage approval process is designed to help self-employed individuals who have previously been declined. We understand the unique financial situation of self-employed individuals and our mortgage options take into consideration your reduced taxable income from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage option can be beneficial for you. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are accepting of reasonable income estimates. We also have options specifically tailored for Business For Self (BFS) borrowers. Give us a call today to learn more!

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