Take the first step towards getting a mortgage by finding out how much you can afford for your home purchase. I can assist you with mortgage pre-approvals, which will help determine your financial strategy, mortgage amount, down payment, and affordability. I will also advise you on the required documents for conditional approval. The pre-approval process is important as it not only reveals the amount you can borrow from a lender based on your current finances, but it also identifies any potential obstacles to qualification and speeds up the approval process. The duration of pre-approvals can vary from 60-120 days depending on the lender and your credit standing, and some lenders even allow you to lock in the interest rate to protect you from rising rates. We utilize advanced tools in Canada that reduce errors, improve efficiencies, and save you time. Our quick pre-qualification tools will give you an idea of what you are qualified for.