We specialize in providing assistance to newcomers in Canada who are interested in obtaining a mortgage. Our goal is to help you navigate the Canadian real estate market and understand the costs associated with purchasing a home, such as closing and adjustment costs. By choosing to build equity rather than paying rent, you can take advantage of employment and credit sources. We can help you find the best mortgage rates and options, particularly if you are looking for a loan amount over $1 million and have saved at least a 20% down payment. We also offer flexibility on down payment, with the option of as little as 5% down. Additionally, we can provide information on homebuyer incentive programs and down payment assistance options. With access to top lenders in Canada, including large banks, mortgage finance companies, credit unions, and alternative lenders, we can design a custom-tailored mortgage product that fits your needs and locks in the best rate, even if you may not qualify at your bank due to factors such as limited credit or employment history. Furthermore, we provide innovative tools to make your first-time home buying experience efficient and seamless.