Self-employed individuals can take advantage of low rates and excellent mortgage options. They can also benefit from fast mortgage approval, even if they have experienced previous declines. Mortgage options for self-employed individuals take into consideration the reduced taxable income resulting from claimed expenses. Those with expenses impacting qualifying income can benefit from a Stated Income mortgage. Dividend and investment income are accepted, provided stability and proof requirements are met. Required documents for mortgage approval include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available. Options can be tailored specifically for Business For Self (BFS) borrowers. For more information and assistance, feel free to give us a call.