For newcomers to Canada, we offer assistance in understanding the Canadian real estate market and the costs associated with it, including closing costs and adjustment costs. We encourage newcomers to build equity by purchasing a home instead of renting, taking advantage of their employment and credit sources. We can help find the best rates and mortgage options for those looking for higher loan amounts, with at least a 20% down payment saved or more flexibility on down payment with as little as 5% down. We also provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, we can design a custom-tailored mortgage product that meets your needs and secures the best rate, even if you don't qualify at your bank due to limited credit or employment history. Our goal is to provide innovative tools for a seamless first-time home buying experience in Canada.