An increasing number of Canadians are choosing to invest in vacation properties for relaxation, wealth-building, and quality family time. Accessible mortgages are available at low rates for vacation properties, including non-winterized or remote locations, with different lending criteria for secondary homes compared to primary residences. Some vacation homes may qualify for a minimum 5% or 10% down payment, while others may require 20% or more. Various mortgage options are available depending on the property type, categorized as year-round accessible or seasonal, and down payments can be incorporated through mortgage refinancing, HELOC, or reverse mortgage. Canadians can take advantage of innovative tools for a streamlined and accurate mortgage application process. Contact for further information and a quick mortgage pre-approval process.