Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approvals even after previous declines. These mortgage options take into account reduced taxable income from claimed expenses, with stated income mortgages being useful for those with expenses impacting qualifying income. Acceptance of dividend and investment income is possible with stability and proof requirements. Required documents for self-employed mortgage applications include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates, is available, with options tailored for Business For Self (BFS) borrowers. Feel free to reach out for more information and assistance!