Self Employed

We offer low rates and excellent mortgage options specially designed for self-employed individuals, including fast approval even after previous declines. Our solutions consider reduced taxable income due to claimed expenses, with stated income mortgages ideal for those whose qualifying income is impacted. We accept dividend and investment income when stability and proof are provided. Required documentation includes Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and Articles of Incorporation or business license. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are available—contact me to learn more!

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