I can assist you in determining how much you can afford for your home purchase by providing vital mortgage pre-approvals. This process helps define your financial strategy, mortgage amount, down payment, and overall affordability. I can also advise you on the required documents for conditional approval. Pre-approval is an important first step in obtaining a mortgage, as it reveals the amount you can borrow from a lender based on your current financial situation. It also identifies any potential obstacles to qualification and expedites the approval process. The duration of pre-approvals can vary, typically ranging from 60 to 120 days, depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in the interest rate to protect you from any increases. We utilize advanced tools in Canada to ensure accuracy, efficiency, and time-saving benefits. With our quick pre-qualification tools, you can easily determine what you are qualified for.