We provide assistance to newcomers in understanding the Canadian real estate market, including the various costs involved such as closing costs and adjustment costs. Our goal is to help them build equity by purchasing a home instead of renting, taking advantage of their employment and credit sources. We also offer the opportunity for newcomers to find the best rates and mortgage options, even for loan amounts over $1 million, with a down payment of at least 20% saved. We can even provide flexibility on the down payment, with options as low as 5% down. Additionally, we can explain homebuyer incentive programs and down payment assistance options. Our access to all of Canada's top lenders allows us to design a personalized mortgage product that fits your needs, even if you have limited credit and employment history. Through innovative tools and resources, we strive to make your first-time home buying experience efficient and successful.