We offer self-employed individuals low rates and excellent mortgage options, including fast approval even after previous declines. Our mortgage options are designed to consider the reduced taxable income resulting from claimed expenses, making them helpful for those with expenses impacting qualifying income. Additionally, we accept dividend and investment income with stability and proof requirements. To proceed, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you are interested, please give us a call.