Discovering the perfect home within your budget is made easier by determining how much you can afford. I offer assistance in obtaining crucial mortgage pre-approvals, which involve assessing your financial strategy, mortgage amount, down payment, and overall affordability. I also provide guidance on the necessary documents needed for conditional approval. A pre-approval is the initial step towards mortgage approval. It not only indicates the amount you can borrow from a lender based on your current financial situation, but it also identifies any potential obstacles to qualification and expedites the approval process. Pre-approvals typically have a duration of 60, 90, or 120 days, depending on the lender and your credit score. Select lenders may even allow you to secure a fixed interest rate to safeguard against any future rate increases. Utilizing the most advanced tools in Canada ensures that errors are minimized, efficiencies are improved, and time is saved. Our convenient pre-qualification tools provide you with a quick overview of what you qualify for.