We offer low rates and exceptional mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been declined in the past, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration your reduced taxable income resulting from claimed expenses. Our Stated Income mortgage is particularly helpful for individuals who have expenses that impact their qualifying income. We also accept dividend and investment income, provided there is stability and proof to support it. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call to find out more!