Self Employed

We offer low rates and excellent mortgage options for self-employed individuals, providing them with fast approval even after previous declines. Our mortgage options take into account the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. We also offer a Stated Income mortgage, which is particularly useful for those with expenses that impact their qualifying income. Additionally, we accept dividend and investment income, as long as it can be proven and is stable. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Please call us for more information.

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