We specialize in providing mortgages to newcomers in Canada, offering assistance in understanding the Canadian real estate market and associated costs. We emphasize the importance of building equity instead of paying rent, taking advantage of employment and credit sources. Furthermore, we strive to find the best rates and mortgage options for newcomers seeking higher loan amounts, with the requirement of at least a 20% down payment saved. We also offer flexibility on down payment, allowing for as little as 5% down. In addition, we provide information on homebuyer incentive programs and down payment assistance options. Our access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, allows us to design a custom-tailored mortgage product that suits your needs, even if you face challenges such as limited credit and employment history. Additionally, we offer access to innovative tools in Canada for an efficient first-time home buying experience.