First Time Home Buyers

For those considering buying their first property, there is a seamless transition from renting to owning with expert handling of financial details to quickly find the perfect property. This is accompanied by an education-focused approach, clear next steps, and an easy-to-use online application that accurately kick-starts the process. The tools and guidance provided streamline document submission, while detailed assessments aid in budget planning and understanding associated costs such as closing costs and adjustment costs. One can also receive assistance in understanding how homebuyer incentive programs work and determining down payment requirements, affordability, and monthly payments. Additionally, a custom-tailored mortgage product can be designed to meet individual needs, complete with mortgage pre-approval and the best possible rate. With access to Canada's top lenders, even those who do not qualify at their bank can have their applications submitted to alternative lenders. Lastly, there is access to innovative tools in Canada that help reduce errors, improve efficiencies, and save time.

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Before starting your search for a dream home, it is crucial to get pre-approved for a mortgage. This not only saves time but also helps determine the purchase price. It is a helpful tool that enables you to know exactly how much money you can borrow from a lender. With this information, a custom-tailored mortgage product can be designed to suit your needs. Moreover, by getting pre-approved and locking in the best rate, you can enjoy rate assurance. This fast pre-approval process speeds up the approval process, giving you the confidence to shop for properties without hesitation.

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First time buyer or refinancing? Call for a free quote!

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