Mortgages for individuals new to Canada aim to assist newcomers in understanding the Canadian real estate market, including the associated costs of closing and adjustments. By opting for a mortgage instead of renting, individuals can build equity and take advantage of employment and credit sources. These mortgages cater to newcomers looking for higher loan amounts (over $1 million) and offer more flexibility in down payment options, requiring as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a customized mortgage solution that suits your needs and secures the best possible interest rate. Furthermore, we offer innovative tools in Canada to ensure an efficient and seamless first-time home buying experience.