First Time Home Buyers

If you're thinking about buying your first property, we can help you make a seamless transition from renting to owning. Our team of experts will handle all the financial details, making it easy for you to find your perfect property quickly. Our education-focused approach will guide you through the process, providing clear next steps and an easy-to-use online application to get things started accurately. Our tools and guidance will streamline document submission and provide detailed assessments to help you with budget planning, including closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work and determine the down payment you need, what you can afford to buy, and your monthly payments. We will design a custom-tailored mortgage product that fits your needs, provide mortgage pre-approval, and lock in the best rate. Even if you don't qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. Plus, we offer the most innovative tools in Canada to reduce errors, improve efficiencies, and save you time.

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Before you start looking for your dream home, it is crucial to get pre-approved for a mortgage. This will not only save you time but also help determine the purchase price you can afford. Once pre-approved, I will work with you to determine how much money you can borrow from a lender and create a mortgage product that suits your needs. Additionally, I will ensure that you lock in the best rate available, giving you rate assurance. With a fast pre-approval process, you can confidently shop for properties knowing that your approval process is already underway.

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First time buyer or refinancing? Call for a free quote!

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