Self-employed individuals can take advantage of low rates and excellent mortgage options. Even if they have been declined before, there is a fast approval process for these individuals. The mortgage options consider the reduced taxable income from expenses that are claimed. Those with qualifying income impacted by expenses can benefit from a Stated Income mortgage. Dividend and investment income are also accepted as long as there is stability and proof requirements. To apply, individuals need to provide their Notice of Assessment, T1 Tax Statement, proof of ownership in the business, financial statements or contracts, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders including banks, mortgage finance companies, credit unions, and alternative financers is available, all of which accept reasonable income estimates. There are also tailored options for Business For Self (BFS) borrowers. If you are interested, please give me a call!