I can assist you in determining how much you can afford to spend on your home purchase. Through mortgage pre-approvals, I can help you define your financial strategy, calculate your mortgage amount, determine your down payment, and assess your affordability. I can also provide guidance on the required documents for conditional approval. Pre-approval is the first step towards securing a mortgage and it provides valuable information such as the amount you can borrow from a lender based on your current financial situation. It also helps identify any potential obstacles to qualification and expedites the approval process. The duration of pre-approvals is typically between 60, 90, or 120 days, depending on the lender and your credit standing. Some lenders even offer the option to lock in the interest rate to protect you from future increases. Utilizing advanced tools, we can minimize errors, improve efficiencies, and save you time throughout the process. Try our quick pre-qualification tools to find out what you qualify for.