Self-employed individuals can benefit from low rates and excellent mortgage options. They can also expect fast approval, even if they have been declined in the past. These mortgage options take into account the reduced taxable income that comes with claimed expenses. The Stated Income mortgage is particularly useful for those whose expenses impact their qualifying income. Dividend and investment income is also accepted, as long as there is stability and proof provided. The required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. Tailored options for self-employed borrowers are also on offer. Feel free to give me a call for more information!