Get a better understanding of how much you can afford for your home purchase with mortgage pre-approvals. As an expert in this area, I can assist with defining your financial strategy and determining your mortgage amount, down payment, and affordability. I will also advise on the necessary documents for conditional approval. Pre-approval is the first step to mortgage approval as it reveals how much you can borrow from a lender, identifies any qualification obstacles, and speeds up the entire process of approval. Additionally, our advanced tools help reduce errors, improve efficiencies, and save time. With quick pre-qualification tools available, you can easily find out what you’re qualified for. Pre-approvals generally last for 60, 90, or 120 days, depending on the lender and your credit standing, and some lenders may even allow you to lock in a rate to protect you from rising interest rates.