Newcomers to Canada can benefit from mortgages designed to help them understand the Canadian real estate market and associated costs like closing and adjustment expenses. By building equity, rather than paying rent, newcomers can take advantage of employment and credit sources. Lenders can offer the best rates and mortgage options for those seeking a high loan amount of over $1 million, with at least a 20% down payment saved. These lenders also offer more flexibility on down payment, with as little as 5% down. Additionally, homebuyer incentive programs and down payment assistance options will be explained. With access to Canada's top lenders, custom-tailored mortgage products can be designed and locked in at the best rate. Finally, innovative tools are available to provide efficient home buying experiences for first-time buyers.