Self Employed

Self-employed individuals can benefit from low rates and excellent mortgage options that offer fast approval, even after previous declines. These options take into account reduced taxable income from claimed expenses and provide a Stated Income mortgage for those with expenses impacting qualifying income. Dividend and investment income is also accepted, provided that stability and proof requirements are met. To apply, required documents include the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Borrowers can access top Canadian lenders, including banks, mortgage finance companies, credit unions, and alternative financiers offering reasonable income estimates. Additionally, there are tailored options available for Business For Self (BFS) borrowers. Interested individuals can call for more information.

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