First Time Home Buyers
First Time Home Buyers
If you are considering purchasing your first property, we can help make the transition from renting to owning a seamless process. Our team of experts will handle all the financial details, ensuring that you quickly find the perfect property for your needs.
We take an education-focused approach, providing you with clear next steps and an easy-to-use online application that accurately kicks off the buying process. Our tools and guidance will streamline the submission of required documents, and our detailed assessments will aid in budget planning by providing information on associated costs, such as closing costs and adjustment costs.
We will also help you navigate the complexities of homebuyer incentive programs, ensuring that you understand how they work and assisting in determining how much down payment you need, how much you can afford to buy, and what your monthly payments will be.
We understand that every individual has unique mortgage needs, which is why we design a custom-tailored product that fits your specific requirements. Additionally, we will set you up with a mortgage pre-approval, allowing you to confidently search for properties, and we will secure the best rate available.
Even if you do not qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This means that we can submit your application to other lenders who may be able to assist you in achieving your homeownership goals.
Lastly, we provide access to the most innovative tools in Canada, which can help reduce errors, improve efficiencies, and save you time throughout the buying process.
