Mortgages for people new to Canada can be a complex process due to the unfamiliarity with Canadian real estate and associated costs. At our company, we aim to assist newcomers in understanding these costs, such as closing costs and adjustment costs. By providing this information, we enable our clients to make informed decisions and avoid any surprises along the way.

One of the advantages of obtaining a mortgage as a newcomer is the opportunity to build equity instead of paying rent. By investing in real estate, newcomers can benefit from the stability of owning a home, while also reaping the financial rewards of building equity over time. Additionally, owning a home can provide access to employment and credit sources, further enhancing this financial advantage.

For newcomers looking for higher loan amounts, we specialize in finding the best rates and mortgage options. With a minimum of 20% down payment saved, individuals can qualify for loans over $1 million. Furthermore, we provide flexibility on down payment requirements, allowing for as little as 5% down. Our knowledgeable team will explain the homebuyer incentive programs and down payment assistance options available to assist newcomers in achieving their homeownership goals.

At our company, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means that regardless of a client's financial situation, such as limited credit history or employment history, we can design a custom-tailored mortgage product that best suits their needs. Furthermore, our extensive network allows us to secure the best rates for our clients, even if they do not qualify at their bank for any reason.

To ensure an efficient first-time home buying experience, we provide access to innovative tools available in Canada. These tools streamline the process and make it easier for newcomers to navigate the housing market. From finding the perfect property to completing the necessary paperwork, our clients can rely on our expertise and resources to guide them every step of the way.