We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Many self-employed borrowers face challenges when it comes to getting a mortgage, but our fast approval process ensures that even those who have been previously declined can still secure a mortgage with us.

One of the key advantages of our self-employed mortgage options is that we take into consideration the reduced taxable income resulting from claimed expenses. This means that if you have significant expenses related to your business, they won't negatively impact your ability to qualify for a mortgage.

For those who have expenses that impact their qualifying income, our Stated Income mortgage is particularly useful. This mortgage option allows you to provide an estimate of your income without having to provide extensive documentation.

Furthermore, we also accept dividend and investment income, as long as there is stability and proof of such income. This allows individuals who rely on these types of income to still qualify for a mortgage with us.

When applying for a mortgage with us, we will require certain documents to verify your income and business ownership. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means that we can offer you a wide range of options and help you find the best mortgage solution for your individual needs.

If you are a self-employed individual looking for mortgage options tailored specifically for you, give us a call. We have extensive experience working with Business For Self (BFS) borrowers and can guide you through the process of securing a mortgage that meets your unique needs.