First Time Home Buyers

If you're considering buying your first property, we can make the process seamless for you. Our experts will handle all the financial details, making it easier for you to find your perfect property. We take an education-focused approach, providing clear next steps and an easy-to-use online application to get things started quickly and accurately. Our tools and guidance make it easy to submit documents, and our detailed assessments help you plan your budget and understand the associated costs, such as closing costs and adjustment costs. We also help you navigate homebuyer incentive programs, determine your down payment and affordability, and calculate your monthly payments. We will design a custom-tailored mortgage product that suits your needs, provide pre-approval, and secure the best rate. Even if you don't qualify at your bank, we have access to a wide range of lenders to submit your application to. Plus, we use the most innovative tools in Canada to reduce errors, improve efficiencies, and save you time.

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It is essential to get pre-approved before starting the mortgage process as it is a crucial tool that can save you time and help determine your purchasing limits before searching for a home. By getting pre-approved, you can ascertain the amount of money you can borrow from lenders and work with them to create a customized mortgage product that fits your needs. Furthermore, locking in the best rate will provide rate assurance and allow you to shop for properties confidently. This fast pre-approval process will expedite the overall approval process and enable you to start looking for your dream home with confidence.

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First time buyer or refinancing? Call for a free quote!

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