We assist newcomers in understanding Canadian real estate and associated costs such as closing costs and adjustment costs. Our goal is to help you build equity instead of paying rent, taking advantage of employment and credit sources. We strive to find the best rates and mortgage options for newcomers, including those looking for higher loan amounts with at least a 20% down payment saved, and more flexibility on down payment with as little as 5% down. In addition, we will explain homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can provide a custom-tailored product that fits your mortgage needs and locks in the best rate, even if you don't qualify at your bank due to reasons such as limited credit and employment history. You can also access innovative tools in Canada for an efficient first-time home buying experience.