Self Employed

We offer low mortgage rates and excellent options for self-employed individuals. Even if you have been declined in the past, we can provide fast mortgage approval. Our mortgage options take into account your reduced taxable income from claimed expenses, and a Stated Income mortgage is available for those with expenses that impact qualifying income. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have connections with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Feel free to contact us for more information.

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