First Time Home Buyers

If you're thinking about buying your first property, we can provide a seamless transition from renting to owning. Our experts will handle all the financial details and quickly help you find your perfect property. Our education-focused approach and easy-to-use online application will guide you through the process accurately, with clear next steps. Our tools and guidance will streamline document submission and provide detailed assessments to aid in budget planning and understanding associated costs such as closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work and determine your down payment amount, affordability, and monthly payments. We will design a custom-tailored mortgage product for your needs, set you up with a mortgage pre-approval, and lock in the best rate. With access to all of Canada's top lenders, including banks, finance companies, credit unions, and alternative financers, we can submit your application to other lenders if you don't qualify at your bank. Additionally, we provide access to innovative tools in Canada that reduce errors, improve efficiencies, and save you time.

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Before starting your search for your dream home, it is important to get pre-approved for a mortgage and lock in your rate. Pre-approval not only saves you time but also helps determine the purchase price you can afford. It is also beneficial in determining how much money you can borrow from a lender, allowing us to design a mortgage product tailored to your needs. By going through the fast pre-approval process, the approval process is accelerated, giving you the confidence to shop for properties knowing that you have already been approved. Furthermore, we will secure the best rate available, ensuring rate assurance throughout the mortgage process.

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First time buyer or refinancing? Call for a free quote!

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