Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you've been declined before, we can still provide you with a mortgage solution. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses, making it easier for self-employed individuals to qualify. Our Stated Income mortgage is particularly beneficial for those whose qualifying income is affected by expenses. We also accept dividend and investment income, subject to stability and proof requirements. To apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call today for more information and to discuss your individual needs.

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