At Mortgages for People New to Canada, we provide assistance to newcomers in understanding the Canadian real estate market and the associated costs such as closing costs and adjustment costs. We believe in helping newcomers build equity in their own homes rather than paying rent, benefiting from their employment and credit sources. Additionally, we specialize in finding the best rates and mortgage options for newcomers who are looking for higher loan amounts of over $1 million, with at least a 20% down payment saved. We also offer flexibility on down payment options, allowing as little as 5% down. We will also guide you through homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can design a custom-tailored mortgage product that suits your needs and locks in at the best rate, even if you don't qualify at your bank due to limited credit and employment history. Finally, we provide innovative tools to ensure an efficient experience for first-time homebuyers in Canada.