I can assist you in determining how much you can afford for your home purchase through mortgage pre-approvals. By analyzing your financial strategy, mortgage amount, down payment, and affordability, I can help define your options. I will also advise you on the necessary documents for conditional approval. Pre-approval is the first step towards mortgage approval and provides you with an estimate of the amount you can borrow from a lender based on your current finances. It also helps identify any early qualification obstacles and expedites the approval process. The duration of pre-approvals can range from 60 to 120 days, depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in the interest rate to protect you from any future increases. Utilizing advanced tools, we aim to minimize errors, improve efficiencies, and save you time. Our quick pre-qualification tools can provide you with an overview of what you are qualified for.