We specialize in assisting newcomers to Canada with their mortgage needs. Our services include educating newcomers on Canadian real estate and the associated costs, such as closing costs and adjustment costs. We believe in helping our clients build equity by owning a home instead of renting, leveraging their employment and credit sources to do so. Whether you are looking for a higher loan amount with a down payment of at least 20%, or more flexibility with as little as 5% down, we will find the best rates and mortgage options for you. Additionally, we can explain homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored mortgage product for you, even if you face challenges qualifying at your bank due to limited credit and employment history. Our goal is to provide you with an efficient first-time home buying experience by utilizing innovative tools available in Canada.