Self-employed individuals can now benefit from low rates and excellent mortgage options. Even if they have been declined in the past, fast mortgage approval is possible. These mortgage options take into account the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. For those with expenses that impact their qualifying income, the Stated Income mortgage is particularly useful. Dividend and investment income is also accepted, as long as stability and proof requirements are met. The required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. The best part is that access to top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financers who are open to reasonable income estimates. Tailored options for Business For Self borrowers are also offered. If you're interested, give us a call!