If you're looking to buy a home, I can help you determine how much you can afford through mortgage pre-approvals. This process involves assessing your financial situation, including your mortgage amount, down payment, and affordability. I can also guide you on the necessary documents needed for conditional approval. Obtaining a pre-approval is the first step towards getting approved for a mortgage as it provides an estimate of the amount you can borrow based on your current finances. It also helps identify any potential obstacles that may affect your qualification and speeds up the approval process. The duration of a pre-approval varies but can typically last 60, 90, or 120 days. Additionally, some lenders offer the option to lock in the interest rate to protect you from future increases. We also employ advanced tools in Canada that minimize errors, enhance efficiency, and save you time. Our quick pre-qualification tools can give you an idea of what you are qualified for.