Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to those who have been previously declined, taking into account reduced taxable income due to claimed expenses. Our Stated Income mortgage is particularly useful for individuals whose qualifying income is impacted by significant expenses. We also accept dividend and investment income, provided stability and proof requirements are met. In order to proceed with the mortgage application, we require certain documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Additionally, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also provide options tailored for Business For Self (BFS) borrowers. For more information, please contact us.

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