If you're looking to purchase a home, it's important to determine your affordability. I can help you with mortgage pre-approvals, which involve assessing your financial situation, determining the mortgage amount you can afford, calculating your down payment, and advising you on the necessary documents for conditional approval. This pre-approval process is essential as it determines the amount you can borrow from a lender based on your current financial state, identifies any potential obstacles, and expedites the approval process. The duration of pre-approvals varies depending on the lender and your credit standing, typically lasting 60, 90, or 120 days. Additionally, some lenders may allow you to lock in a rate to protect against rising interest rates. We utilize advanced tools in Canada that aim to minimize errors, improve efficiency, and save you time. By using our quick pre-qualification tools, you can easily determine what you're qualified for.