First Time Home Buyers

If you're thinking about buying your first property, we can make the transition from renting to owning seamless for you. Our experts will handle all the financial details to quickly find your perfect property. Our education-focused approach will guide you through clear next steps, and our easy-to-use online application will kick-start the process accurately. We provide tools and guidance to streamline document submission and offer detailed assessments to aid in budget planning, including associated costs like closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work and determine your down payment amount, affordability, and monthly payments. We'll design a custom-tailored mortgage product that fits your needs, provide a mortgage pre-approval, and secure the best rate. Additionally, we have access to all of Canada's top lenders, ensuring alternative options even if you don't qualify at your bank. Plus, our innovative tools help reduce errors, improve efficiencies, and save you time.

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Obtaining pre-approval is crucial when seeking a mortgage, as it not only helps save time, but also assists in determining the affordable purchase price for a potential home. It is the initial step in securing a mortgage and a valuable tool to aid in finding the perfect dream home. By taking the extra step to calculate how much money can be borrowed from a lender, a personalized product can be created to cater specifically to individual mortgage requirements, ensuring the best possible rate is locked in for rate assurance. This fast pre-approval process allows for a streamlined approval process, granting confidence when shopping for properties.

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First time buyer or refinancing? Call for a free quote!

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