Self-employed individuals can now benefit from low rates and excellent mortgage options. Even if they have been previously declined, they can still get fast mortgage approval. These mortgage options take into consideration their reduced taxable income due to claimed expenses. Individuals with expenses impacting their qualifying income can opt for Stated Income mortgages. Additionally, dividend and investment income are accepted as long as stability and proof requirements are met. In order to apply, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers accepting reasonable income estimates, tailored options for Business For Self (BFS) borrowers are available. For more information, feel free to give me a call!