If you're looking to purchase a home, I can assist you in determining how much you can afford. I can provide mortgage pre-approvals, which involve analyzing your financial situation, determining the mortgage amount and down payment you can afford, and assessing your affordability. I can also advise you on the necessary documents you need to obtain conditional approval. Pre-approval is an important first step in the mortgage approval process as it allows you to understand the amount you can borrow from a lender based on your current finances. It also helps identify any potential obstacles to qualification and expedites the approval process. The duration of pre-approvals typically ranges from 60, 90, or 120 days, depending on the lender and your credit standing. Some lenders even offer the option to lock in the interest rate to protect against rising rates. With advanced tools available in Canada, we can reduce errors, improve efficiencies, and save you time. Our quick pre-qualification tools will inform you of the amount you are qualified for.