First Time Home Buyers

If you are considering purchasing your first property, we can make the transition from renting to owning a seamless process. Our experts will handle all the financial details to quickly find your perfect property. Our education-focused approach and clear next steps, along with our user-friendly online application, will accurately kick-start the process. We provide tools and guidance to streamline document submission, as well as detailed assessments to aid in budget planning and determine associated costs such as closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work and assist in determining your down payment amount, affordability, and monthly payments. We will design a customized mortgage product to fit your needs, provide mortgage pre-approval, and secure the best rate. Additionally, we have access to a wide range of lenders in Canada, including large banks, mortgage finance companies, credit unions, and alternative financers, ensuring that even if you don't qualify at your current bank, we can still submit your application to other lenders. Lastly, we offer access to innovative tools that help reduce errors, improve efficiencies, and save you time throughout the process.

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Before starting your search for your dream home, it is essential to get pre-approved and lock in your mortgage rate. Pre-approval not only saves time but also helps determine the purchase price you can afford. By working with a lender, you can find out how much money you can borrow and create a mortgage plan tailored to your specific needs. Additionally, by locking in the best mortgage rate, you can enjoy rate assurance. This quick pre-approval process speeds up the approval process, enabling you to shop for properties with confidence.

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First time buyer or refinancing? Call for a free quote!

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