First Time Home Buyers

If you are considering purchasing your first property, we can make the transition from renting to owning seamless. Our team of experts will handle all of the financial details to help you find the perfect property quickly. With our education-focused approach, clear next steps, and easy-to-use online application, the process will be accurately kick-started. Our tools and guidance will simplify document submission and our detailed assessments will assist in budget planning and forecasting associated costs, such as closing costs and adjustment costs. We will also provide information on homebuyer incentive programs, help determine the required down payment and affordability, and calculate monthly payments. Our goal is to design a custom-tailored mortgage product that meets your needs, obtain a mortgage pre-approval, and secure the best rate available. Additionally, we have access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, so even if you do not qualify at your bank, we can still submit your application elsewhere. Finally, we provide access to innovative tools that enhance accuracy, efficiency, and save you time throughout the process.

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Getting pre-approved is essential before starting the process of securing a mortgage, as it can save time and help determine the appropriate purchase price for your dream home. Taking this first step will also allow you to understand how much money you can borrow from a lender and create a personalized mortgage solution tailored to your specific needs. Additionally, locking in the best rate through this pre-approval process provides rate assurance, allowing you to confidently shop for properties. With a fast pre-approval process, you can expedite the overall approval process and feel more secure during your property search.

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First time buyer or refinancing? Call for a free quote!

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