For newcomers to Canada, we offer assistance in understanding the Canadian real estate market and the associated costs such as closing costs and adjustment costs. Instead of paying rent, we encourage newcomers to build equity by taking advantage of employment and credit sources. We can help newcomers find the best rates and mortgage options, even for higher loan amounts exceeding $1 million, with at least a 20% down payment or as little as 5% down for more flexibility. We will also provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can customize a mortgage product that suits your needs and secures the best rate, even if you don't qualify at your bank due to limited credit and employment history. Additionally, we offer access to innovative tools in Canada for a smooth first-time home buying experience.