Why Use a Mortgage Broker? - Suganthan Thavarajasingam

Why Use a Mortgage Broker?

Mortgage Brokers are licensed professionals who offer the most reliable and up-to-date mortgage advice. They aim to provide a faster, simpler, and more transparent experience for their clients, ensuring access to all available mortgage rates, terms, and repayment options. With their expertise and network of multiple lenders, banks, and financial institutions, Mortgage Brokers ensure that their clients receive personalized solutions and product recommendations tailored to their long-term plans. They specialize in mortgage financing and carefully assess and determine the best terms and conditions to meet each client's specific needs. Thanks to the most advanced digital tools in the industry, they provide a service-oriented, reliable, swift, and secure process from start to finish.

Mortgage Brokers are dedicated to working exclusively for their clients and not the banks, ensuring that they prioritize finding the best solution for each unique situation. With their clients' best interests at heart, they strive to secure the most suitable mortgage by considering factors such as rates, terms, and features. Through a streamlined process, they provide respectful, transparent, and attentive service, ensuring that no details are overlooked. Additionally, Mortgage Brokers have access to a wide range of lenders, banks, and financial institutions, allowing them to explore various options and find the best product with the most favorable rate and term. By taking the burden of mortgage shopping off their clients' shoulders, they save them valuable time and money by proactively seeking out the optimal solutions. These highly skilled professionals possess the necessary expertise to navigate the complex and competitive mortgage market, ultimately helping clients save money while utilizing the most advanced tools available in Canada.

10 Reasons to use a Mortgage Broker

Up-to-date on all the mortgage rates, terms and re-payment options available on the market.

They only specialize in mortgages and are knowledgeable on current trends.

They increase competition in the market place, thus keeping rates low.

They save you time and money!

Brokers have vested interest in satisfying your needs since they rely on referrals and repeat business.

Access to different lenders, banks, trust companies, investors and financial institutions.

Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)

They are experts at matching you with the best-suited mortgage.

Get mortgage rates at wholesale, guaranteed up to 120 days.

They work for YOU, not the bank.

Mortgage Brokers offer more than just competitive rates. They have a strong understanding of lenders' preferences, ensuring that your projects are funded at favorable rates. With a personalized and service-oriented approach, they provide a positive experience from beginning to end. They also offer forward-thinking solutions that save you time and money, tailored to your specific mortgage needs and long-term plans. They frequently check in to ensure you have the best-suited product for your needs and provide step-by-step instructions and mortgage education to help you make informed decisions. Additionally, they have access to the most innovative tools in Canada, which improve efficiencies and reduce errors.

Mortgage brokers are able to find superior rates by being well-informed about lender-specific interest rates. They keep track of these rates, as they can vary daily due to economic factors or portfolio size. Additionally, brokers have access to Canada's top lenders, including major banks, mortgage firms, trust companies, and private lenders, which allows them to provide unique solutions. With their expertise in mortgage financing, brokers are able to find the best-suited mortgage product for their clients by assessing and determining the best terms and conditions for their specific needs. They also stay up-to-date with all mortgage rates, terms, and repayment options, and receive training on the latest products and opportunities. This ensures that brokers approach the right lender for the best available rates at any given time.

Going to a Mortgage Broker first is beneficial for several reasons. Firstly, they have a customer-centric approach and prioritize your needs, providing a personalized and positive experience. Secondly, by matching you with the appropriate mortgage product and preparing a well-presented application, they save you both time and money. Mortgage Brokers are licensed experts who undergo extensive training and possess in-depth product knowledge, enabling them to navigate common obstacles to qualification and present successful proposals. Additionally, they have access to a wide range of lenders, including major banks, mortgage firms, trust companies, and private lenders, meaning they can identify the best rates available for you. Lastly, they help you understand the total cost of borrowing, potentially saving you thousands of dollars over the loan's lifespan.

Mortgage brokers have an advantage over many banks when it comes to getting better deals due to their ability to work with various sources, such as banks, trust companies, and private lenders. This allows them to offer a wider range of mortgage products and find unique solutions that go beyond what conventional sources can provide. Additionally, brokers have developed strong relationships with Canada's top lenders, enabling them to negotiate the best rates and terms for their clients. With their expertise in product placement and rate negotiation, brokers have access to tools that help identify cost-saving opportunities, ultimately resulting in better deals for their customers.

Get in Touch

First time buyer or refinancing? Call for a free quote!

Learn More

Apply Now

We shop for the best mortgage option at no charge to you.

Learn More