Self-employed individuals can now benefit from low rates and excellent mortgage options, regardless of previous declines. These mortgage options take into consideration the reduced taxable income due to claimed expenses, making it easier for self-employed individuals to qualify. For those who have expenses impacting their qualifying income, a Stated Income mortgage can be a useful solution. Furthermore, dividend and investment income are accepted, provided stability and proof requirements are met. To apply, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates, is available. Tailored options specifically designed for Business For Self (BFS) borrowers are also offered. For more information, feel free to give us a call.